Investments

Tax implications of investments and capital gains

What is Form 8949 and How to Report Every Stock Sale: Step-by-Step Guide to Cost Basis and Capital Gains

You sold some stocks this year. Maybe you cashed out a few shares to pay for a vacation, or perhaps you finally sold that Tesla stock you bought back in 2021. C...

Crypto Tax Guide 2026: Bitcoin and Cryptocurrency Taxes

A comprehensive guide to how cryptocurrency is taxed including buying, selling, mining, staking, and DeFi.

How Trusts Are Taxed: Revocable, Irrevocable, and More

Trusts have their own tax rules and brackets. Here is how different trust types are taxed.

Estate Tax 2026: The New Permanent Rules Under OBBBA

The estate tax exemption is now permanently set at 15 million per person.

Landlord Tax Guide: Rental Income, Expenses, and Depreciation

Rental property income is taxable, but landlords can deduct expenses and claim depreciation.

Vacation Home and Airbnb Tax Rules: The 14-Day Rule

If you rent out a vacation home or list on Airbnb, special tax rules apply including the 14-day rule.

Schedule D and Form 8949: How to Report Capital Gains

When you sell stocks, crypto, or property, you report the gains on Form 8949 and Schedule D.

Tax on Collectibles: Art, Gold, Wine, and NFTs Face Higher Rates

Collectibles like art, gold, wine, and NFTs are taxed at a higher 28% capital gains rate.

Municipal Bonds, Treasury Bonds, and I Bonds: Tax Rules

Some bonds offer tax-free or tax-deferred income. Here is how different bonds are taxed.

Taxes on Stocks: Capital Gains, Dividends, and Selling

When you sell stocks, you owe capital gains tax. Dividends are taxed too. Here is how it all works.

Day Trading Taxes: Rates, Rules, and How to Pay Less

Day traders face unique tax rules including mark-to-market accounting, wash sales, and the trader tax status election.

The Wash Sale Rule: What It Is and How to Avoid Costly Mistakes

Sell a stock at a loss and buy it back within 30 days? The IRS disallows the loss.

Net Investment Income Tax (NIIT): Who Pays the 3.8% Surtax

If your investment income and modified AGI exceed certain thresholds, you owe an additional 3.8% tax.

How RSUs, Stock Options, and ESPPs Are Taxed

If your employer pays you in equity, you need to understand how restricted stock units, incentive stock options, and employee stock purchase plans are taxed.

Capital Gains Tax Rates and Rules for 2026

Everything you need to know about short-term and long-term capital gains tax rates, brackets, and strategies to minimize what you owe.

Gift Tax Rules 2026: Annual Exclusion, Lifetime Exemption, and Who Pays

The federal gift tax catches many people off guard. Learn about the $19,000 annual exclusion, the $13.99 million lifetime exemption, who actually pays the tax, ...

Foreign Tax Credit (Form 1116): How to Avoid Double Taxation

If you pay taxes to a foreign government — on investment income, foreign wages, or business income abroad — the foreign tax credit prevents you from being taxed...

Form 1099-DA: New Crypto Reporting Requirements for 2026 Explained

Starting in 2026, crypto exchanges must send Form 1099-DA reporting your digital asset transactions. Learn what is on the form, who gets one, how it differs fro...

Inheritance and Taxes: What You Owe When Someone Passes Away

Inheriting money or assets raises important tax questions. Here's what you need to know about federal estate tax, step-up in basis, inherited IRAs, and state in...

Selling Your Home: Capital Gains Exclusion and Tax Rules

When you sell your primary residence, you may exclude up to $250,000 ($500,000 for married couples) in capital gains from taxes. Here's how the exclusion works ...

Tax-Efficient Investing: How to Keep More of Your Investment Returns

Learn the strategies that minimize taxes on your investments — from asset location and tax-loss harvesting to choosing the right funds and holding periods. A co...

1031 Exchange Explained: How Real Estate Investors Defer Capital Gains Tax

A 1031 exchange lets real estate investors sell a property and defer all capital gains tax by reinvesting in a like-kind replacement property. Here is how the p...

Real Estate Tax Strategies Every Investor Should Know

Real estate offers some of the most powerful tax benefits in the entire tax code. From depreciation and 1031 exchanges to cost segregation and the real estate p...

Tax-Loss Harvesting: A Plain-English Guide to Saving Money on Investment Taxes

Tax-loss harvesting lets you sell losing investments to offset gains and reduce your tax bill. This guide explains exactly how it works, when to do it, and what...